October 2025 Newsletter

Market Update

Our Market is Hot! Hot! Hot!

Phew! We haven't seen a market like this in years. It all comes down to supply & demand, and with AI money coming into SF, new enthusiasm about our city and decreasing interest rates, there are 34% fewer condos and houses on the market compared to the same week last year, and rising prices.

The thing is, I don't see this as temporary. I think we will see increased prices (maybe not on a linear path) over the next couple of years, and as interest rates fall, more buyers jump in. Sale prices on single family homes are setting new peaks with multiple offers. I just sold a home for $1.1 MILLON over asking with 16 offers. Is this the start of a bubble? It's hard to know. The headlines are mixed, but I know firsthand that great properties are going quickly, and lots of homes are selling off-market...so, if you're waiting for prices to drop, don't wait! Let's get you in the mix!

Cheers,

Lisa Zahner

Median Days on Market & Sale Price:

Single Family Home: 12 Days & Sale Price 16% above asking. Condo: 23 Days and Sale Price 106.3% of asking price.

The data below pulls from the SF Multiple Listing Service and is updated Monthly:

Average Sold Price

$1,571,146

$1,435,045 last month

San Francisco

List vs Sold Price

108.00%

106.00% last month

San Francisco

New Listings

718

388 last month

San Francisco

Sold Listings

370

336 last month

San Francisco

I added this Listing Snapshot because I find it interesting, and thought you might, too. Buyers considering a Condo/ TIC may want to consider a Duplex: it's excellent value on a $/sf basis - see below - a difference of $300/psf; great rental income to offset mortgage expenses or consider buying with friends or family. Call / txt me at 415.948.5747 for more info.

Source: SFAR MLS. Data deemed reliable but is not guaranteed.

Freddie Mac: Mortgage rates decreased this week. Over the last few weeks, mortgage rates have settled in at their lowest level in about a year. There is growing evidence that homebuyers are digesting these lower rates and gradually are willing to move forward with buying a home, which is boosting purchase activity. Oct 9, 2025

source: Freddiemac.com

CURRENT ON MARKET - CLICK HERE !

Both the single-family home and condo markets are fierce seller's markets, with the single-family home market having just 1.1 months' worth of inventory on the market, and the condo market having just 2.8 months of inventory. What does this mean for you? If you're in the market and you find the home you love, don't delay!

FUN DATA - CLICK HERE !

Thinking about your next move or investment? I work with both buyers and sellers, for residential homes and investment property. I'm always available to answer questions, or provide updated market data, give me a call! 415.948.5747.

653 Arkansas St

SOLD $3,900,000

$1.1 Million Over Asking

16 OFFERS
10 Day CLOSE
ALL CASH
2 Car Parking
Views! Views! Views!

You should see the views! Gorgeous! Congrats to our lucky new homeowners!

250-252 29th St

SOLD $1,510,000

Represented the Buyers

Lindsay & Ally lived in the upstairs unit at 250-252 29th St. When their building went for sale, they attended my workshop "Lisa Z helps you Buy a House" and 34 days later - we beat out 4 other offers & they were homeowners & real estate investors! Huzzah!

565 hAIGHT sTREET

SOLD $1,098,000

$100,000 Over Asking

Represented the Sellers

You can't beat the Lower Haight for location, easily the most hip neighborhood in San Francisco! This 2 Bedroom, 1 Bathroom condo is in the middle of everything! The UPSTAIRS Apartment, 563 Haight is also FOR SALE! Nothing like great neighbors!

291 Church St

SOLD $1,340,000

Represented the Buyers

This is a wonderful full-circle story. Tom & Mert had been my tenants for a few years before they left San Francisco for Philadelphia. Then, they returned to San Francisco, came to "Lisa Z teaches you how to Buy a House" then closed on their dream home a month later! Talk about fast results! Hurray!

1000 North Point #1606

GAZILLION $$ VIEWS!

Represented the SELLERS

We're in contract to sell the most amazing 1 bedroom apartment at Fontana East, the building on the edge of Aquatic Park with bridge to bridge views. It's so stunning! It's been such a pleasure to see the sunsets, seals and swimmers!

1541-1543 Sanchez St

6 Units w Massive Upside!

Represented the SELLERS

I LOVE Multi-Family Buildings!

6 Units - TWO VACANT
INSTANT Upside & Cash Flow
HOT Noe Valley Location
FIVE Offers - all over asking - nice!

4 28 15th Ave

PRIME DEVELOPMENT OPPORTUNITY

Asking $1,295,000

Fully Entitled with ALL Permits!
TWO 2-Level Grand Condos + ADU
2-car Parking & Private Elevator
Roof deck with Golden Gate Views
Excellent Richmond District

5 63 Haight St

TOP FLOOR CONDO!

Asking $1,125,000

3 Bedrooms 1 Bathroom
HOT Lower Haight Location!
Private Sunny Deck off Kitchen
Low HOA ($525)
Month to month leased parking available separately

COMING NEXT WEEK... a Glen Park fixer with a gorgeous view & a Victorian Condo in Alamo Square that's a great investment opportunity!

Interested in learning more about a 1031 Exchange? It's how real estate investors postpone paying capital gains taxes until far in the future. Smart. I like it. Ask me how!

CLICK BELOW FOR MORE INFO

Ay! ay! ay! AI is changing the City and our Real Estate Market in palpable ways... read on to learn more... btw...a real person wrote this - me! Lisa Z.